payments articles.

Visa and Mastercard Plug Payment Rails Into AI Shopping Agents

On June 10, 2026, Visa and OpenAI announced that tokenized Visa credentials will be able to power agent-initiated purchases across OpenAI's products, including ChatGPT, though no consumer go-live date has been published; the same day, Mastercard launched Agent Pay for Machines. Tokenized credentials, programmatic spending limits, and agentic checkout are starting to reshape the conversion path merchants have spent two decades optimizing.